Jenien S.
San Diego, CA
Todd is the consummate professional. He took the time to understand my financial needs and family situation (toddler and newborn on the way), ensuring I was in the best possible position—even if that meant referring me to someone outside his business. Despite this, Todd remained a valuable guide throughout the process, offering expert advice and support at critical moments. His dedication to doing what’s best for his clients speaks volumes about his integrity and expertise. If you’re looking for someone who genuinely has your best interests at heart, Todd is your go-to guy!
Diane W.
Santa Barbara, CA
We highly recommend Todd Bugbee for anyone looking for financing. Todd was able to look at our entire financial situation and find a refinance solution that helped us erase our consumer debts, raise our credit score, take cash out, AND save us over $1,900 per month! As we are self-employed, he was even able to avoid using tax returns to qualify us for a new second mortgage. He was with us every step of the way and we are so grateful for the additional financial freedom he was able to provide us!
Conner F.
El Segundo, CA
Todd was awesome to work with and I got us a great loan on my home purchase. Originally, I wasn't sure I would be able to buy after recently transitioning to 1099 income, but Todd was able to get us a great rate and was able to close quickly. I would highly recommend him for anyone looking to buy or refinance!
Raymond P.
Long Beach CA
Todd's service has proven to be invaluable. In addition, your key advice helped me to make the best decision on choosing the right property. You were available for my every question at any time, and answered each professionally and truthfully. I will be referring you to all my family, friends, and coworkers. I have high confidence that that any future referrals will have a great experience and leave satisfied. Thank you again for your great service! You are the key factor to my purchasing this great investment and you are a true asset to your organization.
Matt R.
Manhattan Beach CA
Todd and the team at South Bay Equity were awesome! As a business owner with very complicated tax returns, it’s always challenging to get through the loan process. But Todd identified a great program for me and helped navigate the whole process. Communication was top notch, and I always knew where we were in the process. Even when annoying hurdles popped up, Todd helped find ways to get through the challenges and keep things on track. Very happy with our new loan!
Charles V.
Long Beach CA
When searching endlessly to satisfy a special financial loan need for myself, I felt I exhausted all avenues, until I met Todd Bugbee. It takes a special person with full knowledge of the loan industry and a person who possesses unbelievable patience, and loan creativity to fund a special loan request as mine. No matter what obstacle came our way, Todd would not give up until he found a way around it. It is with great pleasure to write this testimonial. I would recommend Todd to anyone who is in need of a real estate loan!
David M.
Covina CA
I expected a conservative appraisal and hard to place insurance for 4 houses on a single lot, however Todd came through with a solution! Not only did he put together a hard money loan to make up the difference, but also was able to locate fire insurance without having to go through a state plan, saving lots of time and money! Not only does he do loans, he resolves problems and gets transactions closed!
Vicki G.
Redondo Beach CA
You were amazing to work with on my refinance of my personal investment property. You found a solution that worked for me when my original lender said I couldn't qualify. And the interest rate was better than I expected given the current market. I will definitely refer you without reservation to my clients and friends. You have a great process from application to closing and made this both easy and quick. Thanks again for a great experience!